Verified1 min read
● projectScaled · national · 2009
Table Banking by Joyful Women Organization (JOYWO)
Community banking model in which groups of 15-20 women meet, place their money on the table and immediately lend it among themselves as loans, with no fees or collateral.
illustrative atlas image · Anna Shvets / Pexels01 The context
Introduced by JOYWO on August 31, 2009 under a tree in Eldoret with 60 women, it scaled to 44 of the 47 counties and more than 240,000 members, with revolving funds of ~KES 3.4 billion and about 300,000 businesses supported.
02 How it works
03 What it stands on
Evidence level
Own experience
Grounded in published theory
Documented evidence elsewhere
Independently evaluated here
2 published documents support this project. No independent evaluation is in the atlas yet. Know of any? Contribute it.
The evidence 2 ›
ContextLoans to women = smart economics (cobertura del modelo table banking)Africa Renewal (Naciones Unidas) · 2018
ContextTable Banking: Challenges and opportunities for Women Empowerment in Rural KenyaLinkedIn (autor practicante) · 2023