Verified1 min read
● projectActive · national · 2012
kubo.financiero (regulated P2P crowdlending)
Mexican fintech founded in 2012 by Vicente Fenoll, the first 100% digital SOFIPO regulated by the CNBV operating crowdlending / peer-to-peer (P2P) lending: it connects people who need financing with investors, without traditional banking intermediation.
illustrative atlas image · diego fabra / Unsplash01 The context
It offers loans, savings, investment and a debit card. In February 2026 its merger/acquisition by Crédito Maestro was announced for ~610 million pesos (~US$35.6M), still subject to CNBV approval, after months of financial pressure (negative profitability and high delinquency).
02 How it works
03 What it stands on
Evidence level
Own experience
Grounded in published theory
Documented evidence elsewhere
Independently evaluated here
2 published documents support this project. No independent evaluation is in the atlas yet. Know of any? Contribute it.
The evidence 2 ›
EvidenceIDB Invest Promotes MSMEs Growth, Financial Inclusion in Mexico Through Kubo FinancieroIDB Invest (Banco Interamericano de Desarrollo) · 2021