3 results · grouped by type
Asociación de Recicladores de Bogotá (ARB): economic inclusion of traditional waste pickersThe ARB brings together cooperatives of informal waste pickers in Bogotá who, after two decades of litigation, managed to be recognized as providers of the public sanitation service in its recovery component and to be paid via the 'tarifa de aprovechamiento' (recovery tariff). It formalizes and integrates informal economy workers into the waste management system.Unregulated digital credit in Kenya (lending apps: Okash, Opesa and similar)A wave of digital microcredit apps that between ~2016 and 2022 offered instant loans via mobile, presented as financial inclusion. They led to massive over-indebtedness: digital credit accounted for 90% of credit bureau listings, households skipping meals, and abusive collection practices (debt shaming). In March 2022 the CBK gazetted the Digital Credit Providers Regulations and forced lenders to get licensed or shut down; by Sep 2025 only 153 of more than 700 applicants had a license, and neither Okash nor Opesa appears in the directory.